The insurance on my rental property keeps getting taken away due to the age of my roof.
It is apparently a new thing in my state that your roof must be replaced every 10 years. I had a bunch of different roofing companies at my rental giving me a quote. I was pleased that all the roofers were honest. They told me that my roof was totally fine, that it didn’t need to be replaced. When I explained the insurance issue, they all implored me to try and find a way around it. I managed to duck the insurance companies and keep coverage for around two more years. Then it came time to where I had to replace the roof or they refused to cover it. I ended up choosing a local roofing dealer. The guys were so nice and professional. They showed up on time and did a great job. The roof was laid within a few days and matched the house perfectly. Yes, the roof didn’t actually need replacing. So the guys cut me a break on the cost and had me use cheaper material to save some money. If the roof was for my house I would have insisted on the best material and the best type of roof for my house. Since it is just a rental that I will need to replace the roof in another ten years, I opted for a low cost option. It was the smartest investment at the end of the day. It stinks that insurance is requiring a bunch of new roofs. My rental roofs are just fine.